Who We Are

Skytop Business Loans is YOUR independently owned and operated partner for creative business solutions. Our unique set of professional experiences and exposures to many different industries means we understand when you're talking to us about what matters most; YOUR BUSINESS.  

Skytop Business Loans has proven successful in providing existing businesses with creative strategies for financing. We currently offer many options such as Fixed Term Loans, Lines of Credit, Merchant Advances, Real Estate Rehabilitation Lending, as well as much more. Our partnership with a business is ongoing – we take the right steps, in the right order, to achieve your long term business goals. We move FAST. You will build a real relationship by working directly with a dedicated expert who will be at your service 24 hours a day, 7 days a week. 

The products and services we offer to qualified businesses have low, one-time costs or fees and always fund your account faster than any other avenue of business financing.  

Our Business Loans, Lines and Advances get approvals in under 24 hours!

Our constantly expanding services are based off of the need from business owners today, our most popular programs include:

business loans
  • Small Business Loans
  • Business Lines of Credit
  • Revolving Lines of Credit
  • SBA Bridge Loans
  • High Risk Loans
women business loans
  • Tax Deductible Interest
  • Unsecured Loans
  • Restricted Industry Loans
  • Equity Cash Out Options
  • Collateral Loans
bad credit business loans
  • Positive Credit Reporting
  • Fixed Term Loans
  • Credit Card Processing
  • Guaranteed Renewal Programs
  • Fixed Cost For Capital
Apply today!

How Long it Takes

Our entire process for Small Business Loans  is very different than the standard banks. At Skytop Business Loans we don't have the restrictive credit requirements, no personal collateral is required, and in most cases there is no personal guaranty.

Our entire application time happens in under an hour, our approvals happen in less than 24 hours and you can have your funds in your account in as little as 48 hours. We are able to accomplish this by offering a new approach to business lending!

Business Owners that apply right now, can have money in their account in 48 hours.

Apply today!

How it works

Our process is simple and easy! The First Step to our Small Business Loan Approval is to Apply! After you've submitted your information, a dedicated specialist will reach out and introduce themselves and ask some more in depth questions regarding your business and what you are looking to accomplish! We don't just go by a credit score, how can we tell how strong your business is by some score? We use factors like Time in business, Industry, and Cash Flow to decide what payment plan will be appropriate.

Once we know more about your business we can go over different options and find the custom fit plan that will work best for you! Once you've selected the option that works best; we submit the contract and your Account gets funded!

It's that easy! Because most programs on our system don't just rely on PERFECT CREDIT or PERSONAL COLLATERAL we're able to move much more swiftly than the traditional guys, not to mention we rarely have to say NO!

Apply today!

Who Gets Approved

There is literally no business industry that we are unable to serve. Time in business is flexible for those just getting started , however we DO need to see at least 3 months of steady deposits. We do NOT have any programs currently for start-up businesses. We have no restrictions on how you use the funds, it is your business, use it how you see fit! It's our job to get you the funds you need FAST it's your job to put them to good use! Less than Perfect Credit? No Personal Collateral? No Personal Guaranty? No Problem. We are financing your businesses future, not your personal past. Call for a no obligation quote on the plan that is going to make the most sense for you. If you don't think we can work with you, allow us to prove it! 1-844-323-LOAN, we are waiting for your call right NOW.

High Business Loan Approval Rates!

Our Small Business Loan Approvals range from

RETAIL business loans
  • Restaurant Loans
  • Loans for Construction Companies
  • Commercial Trucking Loans
  • Loans for women business owners
  • Fixed Lines of Credit
  • Restricted Industry Loans
restaurant business loans
  • Automotive Business Loans
  • Retail Business Loans
  • SBA Government Loans
  • Loans for Contractors
  • Home based Business Loans
  • Short time in business Loans

And the list of industries goes on! There is literally NO industry we are unable to fund!

Regardless of what you do, what will you do with the money? Our plans include:

restaurant business loans
  • Business Working Capital
  • Business Expansion
  • Building Repair
  • Purchasing Power for Inventory
  • Cover Payroll
  • Advertising
restaurant business loans
  • Refinance Existing Positions
  • Get caught up on taxes
  • Cover Accounts Receivable Gaps
  • Bridge Loans for SBA Government Loans
  • Offer additional Services to YOUR customers
  • Launch New Products and Features

No matter the industry, the situation, or what you will do with the money, we are waiting to work with you on a custom plan TODAY.

Apply today!

1-844-323-LOAN (5626)

skytop business loans

Get Approved for a Business Loan Today!

skytop business loans

Get Approved for a Business Loan Today!

Skytop Business Loans News & Information

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If you weren't proud of your business you likely wouldn't be…in business. One of my business loans for bad credit clients that has used our program to … View More...


I recently received a piece of mail that had come to my home, offering me a small business loan. I suppose because it wasn't sent to the Skytop … View More...